{
  "month": "2026-11",
  "records": 5,
  "totals_withheld": false,
  "totals": [
    {
      "currency": "CAD",
      "amount_status": "actual",
      "amount": "4.00"
    },
    {
      "currency": "USD",
      "amount_status": "actual",
      "amount": "0.30"
    },
    {
      "currency": "USD",
      "amount_status": "estimate",
      "amount": "21.90"
    }
  ],
  "outside_month": [
    {
      "bill_id": "B5",
      "due_date": "2026-12-01"
    }
  ],
  "issues": [],
  "coverage_proven": false
}